Whenever you travel, you always hear the following warnings:

• “Remember that there is more safety in numbers”
• “When going out at night, it is wiser to have someone accompanying you than making your way alone”
• “Avoid hiking the wilderness or difficult trekking routes without a companion or you may end up like that guy in the film, “127 Hours”; on the other hand, do not trust strangers in the wilds or you may wind up like the other couple in the movie, “A Perfect Getaway”

Well, that is just about ensuring your protection and well-being while travelling. When it comes to your holiday budget, many travel experts and personal finance advisors have the same notion when it comes to taking a trip with your plastic cards, stating that you are better off bringing them.

But, of course, this does not mean that you should not keep some pocket money because if you do not, you may face dilemmas such as not getting that great bargain at the weekend market because the seller does not have a machine for swiping your card. Additionally, you cannot visit certain places, especially those that prefer cash payment. Then, there are restaurant servers or local guides, whom you have to give tips after assisting you. Apart from these examples, you can find plenty of uses for your money.

With that said, it suffices that both your credit card (or cards) and cash are important. But, then again, some finance experts recommend that you leave behind your plastics to avoid unnecessary payments. Since travelling overseas is a different matter, here are some reasons why you need to fly with your Citi MasterCard.

• If you fall ill, it may just speed up your medical treatment – This applies when you are using a flyer card, which usually comes with travel accident insurance and emergency assistance.
• You can use it to make a hotel reservation, book a flight, or rent a car – Now, how convenient is that? Imagine the great advantage of not having to prepare a lump sum, whenever you take care of these necessary holiday arrangements. What is more, you are not an easy target for some unscrupulous individuals, who usually swindle unsuspecting tourists. Well, not that you are not careful; however, it pays to play it safe.
• You can take advantage of special offers and exclusive travel experiences – Some banks provide flyer rewards to their loyal members. If you are one, you can benefit from fantastic deals, whenever you fly overseas. These usually include VIP access to some high-end nightclubs, complimentary shopping services, and reservations at some restaurants.

These are amazing bonuses, right? So, always consider travelling with a card and cash. To know more about the features of your flyer membership, consult with your provider.